Author: Tommy John

The Importance of Financial Literacy: Financial literacy is your superpower in the modern world! It’s not just about crunching numbers; it’s about crafting a life story where you’re the hero, not the sidekick to your finances. Empowerment Through Education: Dive into the world of financial books, podcasts, and blogs. The more you learn, the stronger your financial decisions become. Tech-Savvy Budgeting: Embrace technology! Use apps and online tools to make tracking your finances both fun and efficient. Financial Goals: Set…

Debt is a common reality for many people, whether it’s credit card debt, student loans, or a mortgage. While some debt can be manageable and even necessary, it’s important to recognize the importance of getting out of debt as soon as possible. In this blog post, we’ll explore the reasons why getting out of debt should be a priority for everyone. First and foremost, carrying debt can be a major source of stress and anxiety. When you’re constantly worrying about…

Building wealth and financial security is a goal that many of us aspire to, but it can be challenging to know where to start. With so many different strategies and opinions out there, it’s easy to feel overwhelmed or unsure about what steps to take. In this blog post, we’ll share 10 essential tips for building wealth and financial security. Whether you’re just starting out on your financial journey or looking to take your finances to the next level, these…

As college tuition costs continue to skyrocket, more and more students are turning to student loans to finance their education. According to recent statistics, the average student loan debt for graduates in the U.S. is now over $37,000. While student loans can provide access to higher education, they can also have a negative impact on your financial future. In this blog post, we’ll explore the negative effects of student loan debt and how taking an online money management course can…

In the world we live in today, it’s so easy for our lifestyles to creep up on us. We start with a simple coffee from Starbucks every morning, then we start to grab lunch out with coworkers, and before we know it, we’re buying a new outfit every weekend. These small expenses add up and can put a significant strain on our finances. This phenomenon is known as “lifestyle expense creep” and can have a significant impact on our financial…

Financial literacy is a vital aspect of adult life. It is the knowledge of how to manage and save money, invest in the right ventures, and plan for your financial future. Unfortunately, many people today lack this knowledge, resulting in financial struggles, debt, and poor financial decision-making. In this blog post, we will explore the importance of learning personal finance and how taking an online personal finance course could help you achieve your financial goals. The Importance of Learning Personal…

Should They Teach Personal Finance in High School? If you’ve ever been confused about personal finance decisions or topics as an adult, you understand how it feels to have financial illiteracy. You go through 12+ years of school and learn math and English literacy, but what about personal finance in high school? It seems like no one teaches it anymore, right? Sure, you can communicate and handle even the toughest math problem, but what happens when it comes to your…

Your credit score tells lenders your likelihood of paying your debts on time. The credit score range is from 300 – 850, but the higher the credit score you have, the better your chances of securing the best rates and terms on loans and credit cards. A low credit score doesn’t mean a lender won’t lend to you, but it may not be at the best rate and terms – sometimes making the loan unaffordable. Knowing how credit scores work…